Bridge Loan Services

Bridge the gap between the home you have and the home you want.


A simple solution to bridge the gap between the home you have and the home you want.

Compass Bridge Loan Services gets you access to competitive rates and dedicated support from industry-leading lenders, with the exclusive option to get up to six months of your loan payments fronted when you sell your home with a Compass agent.

What’s a bridge loan?

A bridge loan is a short-term loan that uses the equity from your current home to help you make an offer on a new one, without rushing to sell.

Our Solution

After months of research, Compass has selected lenders that are offering competitive rates and dedicated service for Compass clients. Already working with a lender you love? No problem. This unique solution lets you choose the provider that works best for you.

Bridge Loan Advance

Work with a Compass agent to sell your current home and get up to six months of your bridge loan payments and other associated costs fronted — an exclusive offering for Compass clients, regardless of the lender you use.*

Does a bridge loan make sense for you?

Is your money tied up in the equity of your current home?

If you want to move but your money is tied up in the equity of your current house, a bridge loan can help you secure funding to facilitate the transition to a new home — like for a down payment or mortgage payments. Once your current home sells, you can use the proceeds to pay the bridge loan back.

Do you need to move within a specific timeframe?

If you're relocating for a new job or other reason, a bridge loan can afford you the freedom to move on your own terms and secure a new house when you need to, without having to wait for your old home to sell.

Does your home require renovations or other work?

Whether you're using Compass Concierge to increase your home's value, or are making improvements on your own, it may be easier to have construction work done when you're out of the house. A bridge loan can help you move faster so you're out of the house while those improvements are being completed.

How It Works


Inquire directly with a bridge loan lender, such as Better Mortgage or Freedom Mortgage, to see financing options and if you qualify.


Apply to get pre-approved for a bridge loan with the lender of your choice, while searching with your Compass agent for your next home.


If approved for a bridge loan, learn more about getting the first six months of your bridge loan payments fronted via the Bridge Loan Advance by Notable, an independent lender.


If needed, use your approved bridge loan to strengthen your bid on a new home.


Move into your new home while your Compass agent works to sell your current home.

Use Compass Concierge home improvement services to sell your home faster and for more money.


When your old home sells, simply use the proceeds to pay back the bridge loan and Bridge Loan Advance.

Next step: finding a lender

While Compass clients are encouraged to find the best lender for them, Freedom Mortgage and Better Mortgage are industry-leading lenders who offer short-term financing and are a part of Compass Bridge Loan Services.

When looking for a mortgage, it’s important to find a company that specializes in mortgages above all else, and to find a lender that can address your unique home-buying or refinancing needs, regardless of how unique your circumstances may be. That’s the Freedom Freedom Mortgage difference.​​​​​​​

Freedom Mortgage
The Mark Maimon Team

Available to serve customers in all states.

Better Mortgage is making homeownership simpler, faster, and most importantly, more accessible for all Americans. No commission, an easy digital process, and award-winning service are just a few of the ways Better Mortgage is redefining what it looks like to get a mortgage.

Better Mortgage
Better Bridge Loan Team

Available to serve clients in all states except MA, VA, VT, NH, HI, MN and NV.
More states coming soon.

Meet Hania Younis

Hania Younis is truly dedicated providing exceptional and comprehensive real estate services her clients. She is smart, funny, skilled, experienced and thorough. Most importantly, she has the highest of integrity and works tirelessly help her clients. Buyers who work with Hania often get homes they wouldn’t otherwise and sellers who work with her get the most their homes. What’s more, Hania prides herself making the process as stress-free and fun as possible both.

With a smart, solution-oriented, collaborative approach and through her extensive professional background as an attorney, engineer and business manager, Hania offers her clients a clear understanding of contractual and process issues, is effective at protecting their interests and expert in negotiating the best deals, whether that be on behalf of buyers or sellers.

Hania is infectiously passionate and knowledgeable and she creates a fully engaging and personal experience for her clients. Her clients enjoy her genuine thoughtfulness and find that her warm and heartfelt care is present in everything she does their behalf. It is truly her pleasure ultimately fulfill her clients’ requests throughout the transaction and that comes through.

Outside of real estate, Hania is also deeply commitment social justice, community and family. Her volunteer activities have providing pro bono legal assistance in immigration and environmental law, teaching in an adult literacy center, tutoring middle school students, serving as a volunteer community mediator and being on the of directors a local school and various non-profits organizations. Contact Hania today to discuss all your real estate needs!

Success Story

Jory O.

"Bottom line: We highly recommend Hania! We rate her with 6 stars, because she went way beyond our expectations for a broker. We needed to sell our parent's house, but we were not looking forward to it. Like most people, there were a lot of other things occupying our time and interest at the moment. So we looked for a broker that would take care of everything. And that's exactly what Hania did.

We didn't know any brokers and it was difficult to distinguish one from another from just reading the Yelp and Zillow reviews - nearly all brokers had 5 star reviews. Fortunately, someone we trusted referred her to us. My sister and I interviewed 3 real estate brokers and we both came to same conclusion that Hania really stood out. During the sale of the house we kept saying that we absolutely made the right choice and how so very fortunate to have Hania represent us.

There are many reasons to have Hania as your broker (see other reviews).

Here's a few of the main ones for us:

She was a joy to work with. She is exceptionally personable, easy to talk to. Yet, she's was tough, tenacious, and persistent when she needed to be with contractors, other brokers, and the many other people involved in the sale.

She was extremely responsive to all questions and her communication was concise and clear.

She checked with us at appropriate times and her emails were well written with just the right amount of information. She always followed through on the commitments she made. She made us feel like we were her only client, even though she had several other clients at that time. She met with us at our convenience and was always on time.

She orchestrated the many contractors that were needed to get the house ready, arranging to meet them, and verifying their work. Hania is an incredible resource for contractors, landscapers, handymen and the like. We could tell she had a great rapport with them.

She provided wonderful suggestions but was always willing to do something different if that is what we wanted.

She demonstrated that she is extremely competent in all phases that are needed for a broker. She knows her business. Hard worker: incredibly efficient and effective with her and our time.

She's genuine, has integrity, and a great perspective on things real estate and otherwise."

Individual results may vary. Testimonials are not intended to guarantee the same or similar results.

Your Questions, Answered

What rates and fees accompany a bridge loan?

The rates and fees for each bridge loan are determined by the lender. We recommend reaching out to a bridge loan lender directly to learn more. As a reminder, the bridge loan itself can be from any lender of your choice. If you are approved for the Bridge Loan Advance, it has a 0% APR for the life of the loan and has no additional application or closing fees.*­­

What is covered by the Bridge Loan Advance?

The Bridge Loan Advance can equal up to 6 months of monthly payments and eligible closing costs incurred from the bridge loan.* Eligible closing costs include: (1) the dollar value of any points paid upfront, (2) origination or application fees where applicable; and (3) appraisal fees.

Who is eligible for the Bridge Loan Advance?­

The Bridge Loan Advance is available exclusively for qualified clients with a traditional bridge loan who are working with a Compass agent to sell their existing primary residence.*

*The Bridge Loan Advance for Compass clients is a loan provided by Notable Finance, LLC, NMLS# 1824748 and is available to all eligible Compass clients working with the Bridge Loan lender of their choice. Notable's phone number for applicants only: 833-615-0249. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Loans made or arranged pursuant to a California Finance Lenders Law license. Compass is not a lender and is not providing loans as part of Compass Bridge Loan Services.

Information regarding lenders which offer short-term Bridge Loan financing is provided for informational purposes only and does not constitute an endorsement of the particular lenders referenced. Compass cannot guarantee that these institutions will be able to assist and does not assume any responsibility as to the performance of services to be provided by these institutions. There are no requirements that you participate in the Compass Bridge Loan Services or obtain a loan from these providers to participate in any other Compass programs (such as Compass Concierge). Speak to your Bridge Loan lender about all the costs you may be responsible for in connection with your Bridge Loan.

Work With Hania

Hania is infectiously passionate and knowledgeable and she creates a fully engaging and personal experience for her clients. It is truly her pleasure ultimately fulfill her clients’ requests throughout the transaction and that comes through. Contact Hania today to discuss all your real estate needs!
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